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Thread: Keeping insurance certificate with you...

  1. #1
    PolicyWala NewBie
    Join Date
    Apr 2009
    Location
    Pune
    Posts
    2

    Default Keeping insurance certificate with you...

    Hi,

    1- Do you have to keep your car insurance certificate with you when you drive?
    2- If you are asked by the police and you don't have the original certificate with you. Will they issue a challan to you?
    3- Is the photocopy of the certificate would do the needfull?

    My dad is the policy holder and he doesn't keep the certificate in the car, instead it is kept in a safe place.


    Thanks!
    Narendra



  2. #2
    PW Fan tigershark's Avatar
    Join Date
    Apr 2009
    Location
    Jaipur
    Posts
    91

    Default

    Quote Originally Posted by narendra kumar sahu View Post
    Hi,

    1- Do you have to keep your car insurance certificate with you when you drive?
    It's a legal requirement as per motor vehicle act, So when you are driving on the public road you have to show it to Police.
    2- If you are asked by the police and you don't have the original certificate with you. Will they issue a challan to you?
    3- Is the photocopy of the certificate would do the needfull?

    My dad is the policy holder and he doesn't keep the certificate in the car, instead it is kept in a safe place.

    Thanks!
    Narendra
    So carrying the photocopy would not do the right thing. They (police) may issue you a challan. Cover note is advisable as proof of current insurance.
    But better talk to your dad and tell him the legal thing, he will understand .

  3. #3
    PW Fan
    Join Date
    Apr 2009
    Location
    Gurgaon
    Posts
    81

    Default

    Always keep original certificate with you. Can keep photocopy at home. Well at any time you can ask insurance company for duplicate copy of your insurance certificate, which they issue after charging nominal fee.


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