cancellation of travel insurance policy

[Mukulz]

Hi,

I was planning to visit Singapore between 15/05/09 to 20/05/09.But due to some family problems, I would not be able to fly to Singapore. I have two queries.
Query -
1- Can I cancel my above travel insurance policy?
2- Do I get my premium back as i have not traveled to Singapore?

Please reply as soon as possible.

Thanks in advance.
Mukul

[CONFUSED]

Hi,

I was planning to visit Singapore between 15/05/09 to 20/05/09.But due to some family problems, I would not be able to fly to Singapore. I have two queries.
Query -
1- Can I cancel my above travel insurance policy?
2- Do I get my premium back as i have not traveled to Singapore?

Please reply as soon as possible.

Thanks in advance.
Mukul

Q1 - You can cancel your insurance prior to travel.
Q2 - Q1 if holds true than you would get your insurance money back.

[pawan]

As per National Insurance Company Website -

"Cancellation of the policy may be done ONLY in cases where a journey is not undertaken and ONLY on production of the insured person’s PASSPORT as a proof that the journey has not been undertaken. Any request for cancellation will be entertained not less than 14 days after the First Day of Insurance as indicated in the policy schedule. Such cancellation will be subject to deduction of cancellation charges by the underwriters as applicable.

Partial refund in premium is permitted on trip band basis provided cover is for a minimum period of 60 days and unexpired period is not less than 14 days subject to there being no claim under the policy"