I am working with a leading MNC and I am covered under the group health insurance cover provided by my company.

1- Should I go for another health insurance cover also?
2- Are the covers offered under an individual health insurance policy is the same as those provided under group health insurance insurance?
3- Does Critical Health Insurance and Personal Accident are also covered under the health insurance or we need to buy them as a rider?

Regards,
tigershark

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