Credit Card Insurance

[CONFUSED]

Today with the credit card statement, I have recieved a pemplet on Credit Card Insurance from ICICI Lombard. The policy is named as Protection Plus Insurance. It covers -
1- Lost card Liability
2- Credit Shield
3- Purchase Protection
4- Personal Accident

Anybody has any idea on the insurance and is it worth to buy.

Please read in the fine prints, normally it covers after you have informed the card company. I have read TATA-AIGs policy on similar terms, but I have not bought that due the above reason.

[Expert]

Copycat its not a good policy. Please avoid this policy.