IFFCO-TOKIO's Individual Medishield Policy

[Policy_expert]

I am looking to buy IFFCO-TOKIO's Individual Medishield Policy, which they are giving exclusively to Bajaj Capital's Customer's.
I have few queries on the same -
1- Should I go with the above policy or the direct health insurance policy with ITGI?
Please check out yourself about premium and the policy coverage.
2- The TPA mentioned in the policy is Paramount Health servies Pvt. Ltd., Can I change the TPA of my choise?
You cannot change it.
3- Is this (above policy) is the cheapest option available in the market?
Please use policybazaar.com or insurancemall.in etc sites for price comparisons.

Please advice.

See my answers in blue.