Anybody has any idea about LIC health plus?
Should I go for it or Mediclaim from National Insurance.
LIC health plus
Anybody has any idea about LIC health plus?
Should I go for it or Mediclaim from National Insurance.
Everyone has a scheme of getting rich.. Which never works.
Do not go for LIC health plus as it is not a pure health plan. They have made a combination of a ULIP and a health plan.Moreover the premium is high for this plan because they have gone and re-insured a portion of the sum insured with another company. This means that part of your premium goes to paying for the re-insurance (which is a loss for the holder).
An additional restriction of LIC is also that it is payable only for the period of hospital stay in excess of the first 48 hours.
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Go with Specialists - National Insurance.Originally Posted by Manish_Kumar
'When someone shares something of value with you and you benefit from it, you have a moral obligation to share it with others.'
Mediclaim Coverage - 1. Reimburses Medical Expenses
2. Domicilary Tratment Benefit
LIC Health Plus Policy Coverage - 1. Death
2. ULIP
3. Hospital Cash Benifit
4. Major Surgical Benifit
5 Domicilary Tratment Benefit
* SAFE
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