Do not go for LIC health plus as it is not a pure health plan. They have made a combination of a ULIP and a health plan.Moreover the premium is high for this plan because they have gone and re-insured a portion of the sum insured with another company. This means that part of your premium goes to paying for the re-insurance (which is a loss for the holder).
An additional restriction of LIC is also that it is payable only for the period of hospital stay in excess of the first 48 hours.