Gokul,
Normally Most of the companies do not cover the pre existing disease for certain period and it will be covered after a waiting period. Normally it is 4 years depending upon the company you opt, the plan, and the sum insured, the premium and your age.
* SAFE
Self Appointed Financial Expert
If you are interested in normal pediclaim policy which will cover the pre existing disease after the waiting period (normally 4 years) you can choose the company, which will offer mediclaim at lowest premium thru comparing websites like - policybazaar.com etc.
The road to success??.. Is always under construction.
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