Try following things
option 1
Jeevan Saral and Market plus 50-50 premium
(saral will give you return of premium what you made during 15 year of both plans and Market plus will take care of good pension amount till life and after that lum sum amount to nominee if we assume that market plus can give 15% returns the believe me it will be good combination)

option 2
Jeevan Taran + Jeevan Anand

option 3
Jeevan Akshay single premium every year (will give you FPI of 3 lacs every year)
and pay pension as a premium for 15 years Market plus or Jeevan saral of 50-50