Is Swine flu covered?

[Expert]

Is swine flu initial test are covered under Travel Insurance Policy?

If the person travelling knowingly that he/she has Swine Flu. Than it won't be covered.

Exclusion says - No claim will be paid where the Insured Person:

• is traveling against the advice of a Physician; or
• is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
• is traveling for the purpose of obtaining treatment; or
• has received a terminal prognosis for a medical condition.