Doubt regarding term insurance

[jim]

Dear friends,

I am bit confused about term insuranse, because my agent told me that in term insurance we only get death benefit cover. Can anyone pls help me clearing this doubt and pls suggest me good plan

[PolicyWala]

Your quetion is not clear what you want to ask. You do get benefits on natural death to. The only disadavantage of term insurance policies are that they do not cover you for a long period of time the max they cover uptil age of 65.

[jim]

Thanks Dear, But I wanted to know that whether we get benefit on natural death also like in other LIC's policies.

[CONFUSED]

Thanks Dear, But I wanted to know that whether we get benefit on natural death also like in other LIC's policies.

You do get benefits on natural death too in term insurance.

[CONFUSED]

In a term insurance plan is the policy which covers you for any mis happening in between the term you have chosen. Some Plans also gives you the returns of your premiums after the maturity also.