What if in an emergency I don't have time to call up?

[pawan]

Vijay - Its good you have read the policy wording. Please carry Important TPA no with you always.

In case of emergency, you must contact TPA within 48 hours and you have to provide the details about the insured. If you cannot contact anybody (your friend or doctor or family member) can call TPA and inform them.

[CONFUSED]

Vijay - What ever Pawan said is right. Its important to inform the TPA in 48 Hours of incidence.