Quote Originally Posted by Gold View Post
I victim of ULIP policy.In 2008, I saw my policy had almost lost more that 60% its fund value. Now I want to defer the premium as still I am loosing around 20%.

Please suggest me. Thanks in advance.
If you won't pay the premium it's deferring the premium until grace period. After expiring of the grace period, the policy cover is not active. Than if you want to reactivate or reinstate the policy back - you have to pay premium + admin charges.