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Types of Vehicle Insurances:
There are two types of vehicle insurances.
1) Comprehensive
2) Third Party

Coverage with Comprehensive Insurance:
Comprehensive Insurance insures the vehicle against:

Natural calamities such as earthquakes, floods, typhoons, etc.
Man made calamities like burglary, thefts, riots, strikes, etc.
Personal accident cover: Provides personal accident cover for the individual owner-driver and passengers of the insured vehicle while travelling in, mounting, or dismounting from the vehicle.

Coverage with Third Party Insurance:
Third party legal liability cover protects you against legal liability arising due to accidental damages, such as:

Any permanent injury/death of a person
Any damage caused to the property
Caused while anyone is driving the

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