Hi,

I have identified an under construction property worth 4600000 lakh for which I had paid a booking amount of 900000 (10%). I may require a loan of around 35 lakhs may be after three months. I have recently resigned and joined a new company starting 1st July 2011. The company is a startup company and does not have an office or a website yet. The company will be launched sometime in October. My CTC is 16.5 Lakh. My wife is also working with a steel manufacturing company for past 9 years and her CTC is around 8.5 lakh.

My question is willl I be eligible for a loan since I my company do not have an office yet. Can I make my wife as a primary borrower and I can be a secondary. Please advice.


Thanks in advance.

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