Hi,

I am a new member of the policy wala and have few queries regarding the term insurance.

1. Which is best? (Online / Offline). As I have heard that online term insurance has maximum changes of claim rejection.
2. Which companies would you refer for the online as well as for the offline?
3. My age of 26 yrs and package around 5 lakh pa. Please let me know the sum insured value I should opt for.

I have done research on it and found that the "Metlife online policy" are cheap compared to others and they do not have any hidden policy rejection.

Please let me know your views.

Thanks
Lokesh

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