I own lx model nano with registration done in december 2009. Last year i took a new policy from bajaj allianz with idv of 157569 and paid premium of 3539(no drive assured). Had got 20% deduction on old icici policy for no claim bonus. This time i got a renewal letter stating idv of car as something around 1.44lakhs.No where no claim bonus mentioned and premium to pay as 3544( which is same as last year). Just for sake of curiosity i went to bajaj allianz online site.And i checked and it showed the same figure.Also with drive assured policy rates go around 6k. Again with a fake profile for a new car policy rates went around 8.5k for new car with drive assured and 1.85l idv. I wanted to know have the rates of insurance increased or am i getting fooled somewhere.Because everyday that bajaj guy is after me calling 4-5 times a day to renew. And atleast 10-15% no claim bonus stuff i dont see anywhere. What should i do as my policy lapses on 6th december 2011. I have a pa cover for owner driver as 2 lakhs.


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