I am 29 years old and I had previously taken ICICI Life Time Super pension plan under flexi growth option with a sum assured of 264,000 with monthly paying premium of Rs. 1000. Now, I want to stop the ICICI Life Time Super and I want to take a SBI life term policy for 25 yrs but when I had contacted ICICI Pru they said that I can't stop or reduce or increase the policy, I feel cheated, could you please help - what is to be done in this situation?