In 2008 I took the home loan(20 Lakh for 20 years) from ICICI bank and that time I opted ICICI home assure policy. In that policy I gave one time payment of somewhere around 40,000.Now in 2011 I have transferred the home loan from ICICI to SBI. So I am planning to stop the policy from ICICI pru and start another policy with SBI. ICICI told they will revert 70% of the amount paid. Is this is a good decision? Or there is any other better option.Gaurav


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