I need to buy a family floater cover for me and my spouse with a cover of 5 lacs. After going through policies of various companies I have zeroed in on Max Bupa Health Companion.

The policy has a higher premium but the features because of which I considered this policy are
1. Direct settlement, no TPA
2. Assured renewability for life
3. Cover all day care procedures
4. Only 24 months waiting period for pre existing diseases

I am not sure about the claim settlements of Max Bupa. I know that ICICI Lombard has very high claim settlement ratio. Is policy form Max Bupa worth buying as this is a rather new player in India.

Thank you in advance.

Similar Threads: