Looking to buy Tata AIG Travel Guard; in the product brochure lots of covers are mentioned –
- Medical services provider referral.
- Arrangement of Hospital admissions.
- Monitoring of Medical Condition during Hospitalization.
- Arrangement of Emergency Medical Evacuation.
- Arrangement of Medical Repatriation.
- Lost Luggage assistance.
- Lost travel documents assistance.
- Emergency Travel Services.
- Emergency Message Transmission Services.

- Embassy Referral Services.
- Claim Procedures Information Services.

Do we need all these covers or only Overseas Mediclaim Cover is sufficient?