I am citibank customer. Today I have recieved an email from citibank about new health insurance policy.
Features -
1- Security of up to 5 lakhs sum insured for cashless hospitalization or reimbursement in case of a medical emergency
2- 10% discount on the premium when you enroll 3 or more family members in the policy
3- Benefits over and above the sum insured - Critical illness benefit & Convalescence Benefits
4- 15% bonus on your sum insured for every claim free year up to a maximum of 60%
5- Pre-existing diseases covered after 4 years

6- Income tax benefit under section 80D

Your take on this policy.