BirlaSunLife Saral Jeevan ULIP plan - should I exit or to continue?

[Luv_2012]

I have BirlaSunLife Saral Jeevan ULIP plan purchased in June 2008 and as of now its Current Value is very low as compare to investment. What should I do in this, should I exit or to continue it. Details:Birla Sunlife Saral Jeevan Life Cvg - Term 20 Pay Reg Annual Premium - 22,542 /-Investment Value - till now - 90168/-Current Value - 78690/

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