Which one is best for investment - LIC New Bima Gold & Jeevan Saral?

[Manas]

I am interested to invest Rs 15,000 yearly in LIC policy for approx. 20 years, so I had selected two LIC policies - New Bima Gold & Jeevan Saral.

Please advice which LIC policy is good new bima gold or jeevan saral & if I am going for jeevan saral then I should purchase a single policy or should I split it in 4 policy. What will be return after 15 to 20 years.

Or

Advice some LIC policy in which I can invest Rs 15000 per year for 20 years to get good returns.

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