Hi Everybody,

This is Ravi from Bangalore 29 year old guy, few day's back i planned to purchase Term Insurance from one of the Private Agency for the Tenure of 30 years , but after i came to know that these term insurances are benefited only after the death of the insured person, so on what basis i can purchase this insurance and we can judge the death of a person.Please help me, is there any other alternatives for Term Insurance with good lump Sum amount returns as we get after the death but not for the within stipulated period.In short words i can say i want insurance policy that give me good money even after the completion of the tenure since we have paid premiums for the insurance,Please Please reply to the post.

Thanks
Ravikiran.N

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