My father has a Mediclaim Policy from NIC with total sum insured of Rs. 3 lac/-. The sum insured was enhanced in the period 2011-12 ( from Rs. 1 lac /- ) through an increased premium . A mediclaim was raised in august '14 with Emeditek as the TPA . The claim amount sanctioned was just Rs. 1 lac /- . Upon inquiry it was observed that 2011-12 policy document was not acknowledged due to oversight by the NIC & TPA while determining the approved claim amount ( since, in order to be eligible for the enhanced sum insured , a period of 2 yrs. need to pass ) . How to go about reimbursing the balance 2 lacs /- in a quick time ??????