Jim´s barn burned down. Julie, his wife, called the insurance company and said, "We had that barn insured for fifty thousand and I want my money."
"Whoa there, just a minute, Julie, it doesn´t work like that. We will assess the value of the building and provide you with a new one of comparable worth." the agent replied.
Julie, after a pause, said, "Well, in that case, I´d like to cancel the policy on my husband."