Kotak Capital Multiplier Plan - Should I close this plan now?

[Jyoti]

I have purchased Kotak Capital Multiplier Plan ( UIN-107N011V01) in 2012 with Accidental Death Benefit Rider, and already paid 3 year premium, which in 25000 a year. Now I need to know if I am going to close this policy what should I get from Kotak and is it good idea to close this policy here or can I converted this to a Paid Up Policy and continued for a reduced Sum Assured without paying further premiums.

Please help me out on this as I am very confused .

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