Hi I am from Kolkata and I'm 32 years old. Today I heard about pension plan from Max Life Insurance. That scheme is just Rs.1,000 per month and that will be continued to till 10 years long. After I pay total amount i.e. Rs.1,20,000 after 10 years I will get some money from them every year basis. I'm sorry to say that particular name of that plan but I'm sure Agents can get it easily. So my question is:

1. Is Max Life Insurance Genuine Company for my future investment??
2. Is Max Life Insurance is IRDA Approved??
3. Is my plan will be perfect for my future??
4. Most important part is that how many amount I will get after maturity??


Any expert who read my thread kindly reply me and give me a right decision so that I will benefited at my future. Thanks for any helpful reply in advance.