Home insurance and Rental insurance?

[Sushant]

Hi All,

I am NRI and just returned back to India after spending 6 years in US. I have two properties in India - Pune and Mumbai. I am living in the mumbai and the Pune property is rented out. I just wanted to know -

1. Whats the difference between home insurance and rental insurance?
2. Is it a good idea to switch home insurance to rental insurance?

Thanks
Sushant

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