Any insurance policy without 30 day waiting period

[kallu]

Hello everyone,

My 3 year old daughter has been diagnosed with femoral/inguinal hernia - doctors are still discussing. She will need to undergo surgery for this. I dont have any kind of medical insurance.

I know that most insurance policies have a 30 day waiting period. Are there any insurance policies where there is no waiting period?

Thanks for your help.

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[v.r.s.nathan]

I am afraid that there is no health insurance plan that offer, without any waiting period. Any way in your case the "femoral/inguinal hernia" will be termed as pre-existing disease and won't be covered untill 24- 48 months waiting period, depending on the health insurance plan.

[kallu]

I am afraid that there is no health insurance plan that offer, without any waiting period. Any way in your case the "femoral/inguinal hernia" will be termed as pre-existing disease and won't be covered untill 24- 48 months waiting period, depending on the health insurance plan.

Thanks for the information. That is what I thought.