I have a policy i.e. UL - Young Star Champion (HDFC) since Jan-09 and monthly premium is Rs. 5000/- , now I do not want to continue this, I know that no money will be refunded to me. I think, I should have selected other plans because I am not satisfied with this regarding the returns therefore, I am not interested to further block my money in this. I want to invest my money in short term plan (3 Yrs.) such as Mutual Funds etc. Am I doing correct, should I continue this policy for at least 3 years or discontinue this. I just want good returns in a short term. Kindly guide me.
Regards,
Anil Mohan