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Thread: Suggest a good pension combination from LIC

  1. #1
    PolicyWala NewBie
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    Default Suggest a good pension combination from LIC

    Hi All,

    I am looking for a good pension combination
    My Details:

    1. Age - 43
    2. Wants to invest 3 lacs p.a. (no previous insurance)
    3. Policies should mature at 58 onwards till say 75 giving regular income




  2. #2
    Moderator CONFUSED's Avatar
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    Apr 2009
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    Default

    Try following things
    option 1
    Jeevan Saral and Market plus 50-50 premium
    (saral will give you return of premium what you made during 15 year of both plans and Market plus will take care of good pension amount till life and after that lum sum amount to nominee if we assume that market plus can give 15% returns the believe me it will be good combination)

    option 2
    Jeevan Taran + Jeevan Anand

    option 3
    Jeevan Akshay single premium every year (will give you FPI of 3 lacs every year)
    and pay pension as a premium for 15 years Market plus or Jeevan saral of 50-50
    Rules/Guidelines at PolicyWala | Help Old People |
    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.

  3. #3
    PolicyWala NewBie
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    Default

    Thanks CONFUSED.

    Jeevan Saral plus Market Plus seems to be the best amongst the options given.
    How about Jeevan Saral as a single option?

  4. #4
    Moderator CONFUSED's Avatar
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    Default

    Try Jeevan Tarang for 6 yrs or 15 yrs premium paying term.
    Good returns will come thru.
    Rules/Guidelines at PolicyWala | Help Old People |
    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.


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