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Where we have the sum insured is fixed to 1 lacs, 2 lacs and 4 lacs for fire insurance coverage? Do under and over insurance won't comes into picture in these plans? What should we do to buy correct sum insured?
Source -
http://www.bajajallianz.com/Corp/con...age_Policy.pdf
Try other products from the market. It is the way this product is designed by Bajaj-Allianz. Or buy only fire Insurance cover from them.
You can buy householder's policy from PSU insurers, where you will have to declare individual sum insured for each section.