Withdraw NSC with in 1-2 years?

[harry1976]

Thanks again for answering my query. Is it a good move to take loan from NSC? How easy to take loan on NSC and how much I could get on Rs.1,05,000 (50000+55000) on NSC value? Or go and apply for home loan and leave NSC as it is. Please advice.

The interest cost on loan would be more than the return, so the better option would be to take premature encashment if possible.