BSLI Bachat Endowment Plan

[mona]

You can make this policy paid-up, only when the policy has acquired a surrender benefit (i.e. after three years).

Thanks Master for this clarification. I was actually confused with this option since I read somewhere that BSLI Bachat Money Back can be made paid-up after 3 years, but I wasn't sure about this. Since I've completed 3 premiums then I feel making it paid-up now & surrender after 10 yrs would be better. But I read in policy papers that if you stop paying premiums, would cease all benefits! What do you say?