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What is Hospital Cash Policy?
They're insurance policies which pay out when you incur healthcare costs. You pay a monthly payment (a premium) and then when you lay out your own cash for a treatment, you can reclaim a percentage of the costs back, up to a pre-determined maximum.

What is Critical Illness Policy?
Critical illness insurance or critical illness cover is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

Best Critical Illness Cover -
A- Life Insurer
B- General Insurer

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