1- Star Health – Star Criticare Plus
(a) Diseases Covered – 9
(b) Who can buy – Any person aged between 18 years to 65 years
(c) Minimum Sum Insured –2 lakh
(d) Maximum Sum Insured –10 lakh
(e) Survival Period – 30 Days
(f) Waiting Period – 90 Days
(g) Other Points –
i – Renewable upto 70 years
ii – Pre-existing diseases covered after 48 months of insurance with Star Health
2- Bajaj Allianz – Critical Illness
(a) Diseases Covered – 10
(b) Who can buy – Any person aged between 6 years to 59 years
(c) Minimum Sum Insured –1 lakh
(d) Maximum Sum Insured –50 lakh
(e) Survival Period – 30 Days
(f) Waiting Period – N/A
(g) Other Points – Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover both in India & abroad.
3- Tata – AIG – Criticare
(a) Diseases Covered – 11
(b) Who can buy – Any person aged between 18 years to 60 years
(c) Minimum Sum Insured –2.5 lakh
(d) Maximum Sum Insured –15 lakh
(e) Survival Period – 30 Days
(f) Waiting Period – 90 Days
(g) Other Points – Free Second Opinion – offers you a unique opportunity, at no extra cost to you, to take a second opinion on your illness from a panel of doctors in the US.
4- ICICI Lombard – Critical Care
(a) Diseases Covered – 9
(b) Who can buy – Any person aged between 20 years to 45 years
(c) Minimum Sum Insured –3 lakh
(d) Maximum Sum Insured –12 lakh
(e) Survival Period – No
(f) Waiting Period – 90 Days
(g) Other Points –
i – Accidental Death /Permanent Total Disablement (PTD) due to accident
ii – No health check-up required for policy issuance
5- HDFC Ergo – Critical Illness
(a) Diseases Covered – 9
(b) Who can buy – Any person aged between 5 years to 45 years
(c) Minimum Sum Insured –2.5 lakh
(d) Maximum Sum Insured –10 lakh
(e) Survival Period – 30 Days
(f) Waiting Period – 90 Days
Other Plans
Bharti AXA – Smart Health Critical Illness
(a) Diseases Covered – 20
(b) Who can buy – Any person aged between 5 years to 55 years
(c) Minimum Sum Insured –2 lakh
(d) Maximum Sum Insured –5 lakh
(e) Survival Period – 30 Days
(f) Waiting Period – 60 Days
(g) Other Points –
i – Renewal discount of 5% for every claim-free year, up to a maximum of 25%.