I had a citibank credit card and there was a due of 50000 on it . I discussed with citibank and agreed with them and made a payment of Rs 40,000 to settle my Citibank credit card dues with a waiver of Rs 10,000 (interest). CIBIL’s records still reflect an outstanding of Rs 10,000.

- How should I get my name removed from CIBIL defaulter's list? In spite of obtaining a ‘No Due’ certificate from Citibank, other banks are refusing to sanction a home loan.