Quote Originally Posted by amit_kumar09 View Post
The insurance company is right, you need to complete one complete year to be eligible for NCB. But in your case, as you have bought a second hand car and continued with the same insurance, on renewal date the one year is not completed, so you would not be eligible for NCB.
I could not get you here that one year not completed, could you please tell me with example. If you want more details from my side, please let me know.