How do I cancel my travel insurance policy?

[Rahul]

You can cancel your travel insurance provided that you have not travelled and made a claim on the policy. For this you need to contact the Insurance company’s customer care with your passport (in original), Policy No. and you also need to give the reason why you want to cancel the travel insurance.

[Madhura]

As per National Insurance Company Website -
"Cancellation of the policy may be done ONLY in cases where a journey is not undertaken and ONLY on production of the insured person’s PASSPORT as a proof that the journey has not been undertaken. Any request for cancellation will be entertained not less than 14 days after the First Day of Insurance as indicated in the policy schedule. Such cancellation will be subject to deduction of cancellation charges by the underwriters as applicable. Partial refund in premium is permitted on trip band basis provided cover is for a minimum period of 60 days and unexpired period is not less than 14 days subject to there being no claim under the policy"

[alokss]

Madhura - I have bought travel insurance from ICICI Lombard not from National Insurance, but thanks for your advice.

[alokss]

You can cancel your travel insurance provided that you have not travelled and made a claim on the policy. For this you need to contact the Insurance company’s customer care with your passport (in original), Policy No. and you also need to give the reason why you want to cancel the travel insurance.

Thanks a lot – Rahul!
What is the best reason for cancellation for me?

[Rahul]

Thanks a lot – Rahul!
What is the best reason for cancellation for me?

You have very valid reason - you haven’t got the student visa and have no future plans to travel abroad, so wants to cancel my travel insurance.