ICICI Pru Health Saver - How Useful Pls advise

[greenhiker]

First ask yourself, what type of health insurance plan your are looking for -
1- Health Insurance or Mediclaim (Indemnity plan)
2- Unit Linked Health Plans (Investment and Health Insurance)
3- Defined Benefit Health Plans (Critical Illness plans and Daily Hospital Cash Benefit plans)

Then you yourself would be able to answer all the above three queries.

Hi Manish,
Thanks.
Definitely I am looking for Mediclaim and also Defined Benefit Health Plans.
I know Healthsaver does not suites much in that segment, but becoz I have already invested & have no money constraints as of now, I need a real advise whether to continue with Health Saver or better buy a New policy. Though Health Saver is linked to equity, how good is this policy to be kept for treatments post 50 yrs. I am 37 already & incase Healthsaver can not fullfill higher age ailments, I may opt from exiting from it & buy another one.
Pls advise me in details.
Cheers