Results 1 to 3 of 3

Thread: Health Insurance - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?

  1. #1
    PolicyWala Member
    Join Date
    Apr 2009
    Location
    Lucknow
    Posts
    32

    Default Health Insurance - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?

    I have taken a family floater health insurance policy for my wife and son. Now I have a query - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?




  2. #2
    PW Fan LastWarrior's Avatar
    Join Date
    Jun 2009
    Location
    India
    Posts
    76

    Default

    No, Your parents need to wait for another four years.

  3. #3
    PW Stalwart Master's Avatar
    Join Date
    Feb 2009
    Location
    Mumbai
    Posts
    438

    Default

    Quote Originally Posted by Raja View Post
    I have taken a family floater health insurance policy for my wife and son. Now I have a query - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?
    The pre-existing coverage waiting period is for each individual as and when he joins the individual or family floater health insurance. For group health insurance, it will start after 30-60 days waiting period as mentioned in the policy document.


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •