Mediclaim policy - also cover pre-existing Disease

[gokulr]

Hi All,

I am Gokul. I am 37 years old working with MNC in Mumbai. I am looking for Mediclaim policy which would also cover pre-existing Disease like Sinus and related problem like Asthma, Allergic attack etc.

thanks,
Gokul

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[Expert]

Gokul,

Normally Most of the companies do not cover the pre existing disease for certain period and it will be covered after a waiting period. Normally it is 4 years depending upon the company you opt, the plan, and the sum insured, the premium and your age.

[CopyCat]

If you are interested in normal pediclaim policy which will cover the pre existing disease after the waiting period (normally 4 years) you can choose the company, which will offer mediclaim at lowest premium thru comparing websites like - policybazaar.com etc.