How much health insurance do you need?
Everyone should have enough health insurance coverage to cover all medical expenses as well as unexpected health care costs. This includes regular check-ups, physical tests, and prescription, as well as medical emergencies and hospitalisation. Whatever health care plan you select, the main thing is to make sure you have coverage in the event of a major illness or other medical problem. These include things that you might anticipate, like having a baby, as well as unexpected accidents or illnesses.
1- Hospitalisation Cover
2- Accident Cover
3- Critical Illness cover
ICICI Lombard has developed a tool (Check Here) to calculate the adequate health insurance amount, You just need four things –
1- About Yourself (Name, Age, Sex, email id, mobile no)
2- About your family ( If you also want to insure your family e.g. spouse, father, mother and children)
3- Health Related Questions (like – Do you smoke etc.)
4- Monthly Financial Expenses and loan etc.
You will get insurance recommendation for –
1- Hospitalisation Cover
2- Accident Cover
3- Critical Illness cover
You have also option to reduce the existing cover from the above calculated recommendations. So go and check out.