Go for MoneyBack with Profits.
Some Info -
  1. Minimum amount of Sum Insured - Rs. 40,000
  2. Minimum premium must be Rs. 800 per annum
  3. Minimum age at entry-13 years
  4. Maximum age at entry : 50 years (20 Years Policy)
  5. Bonus additions to the policy are calculated for full sum assured. They are payable only along with final maturity benefit on date of maturity or on death, whichever is earlier
  6. Loans will be granted under these policies