However the brochure doesn't guarantee 10%, it doesnt speak anything except "bonus". Also it says policy can be surrendered on 4th year but appends it *conditions apply.
It is IRDA instructions that you can show returns in 6% and 10% example to the proposer. Bonus is declared on the basis of insurance company performance.
Any expert can throw light on it plz? is this valid and truthful information or fraudulent sales/marketing trick of trapping money
Please tell me the name of the product to comments on it.