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  1. #1
    NewBie
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    Quote Originally Posted by PolicyWala View Post
    You purchased the car on May 24th, 2015.
    Filed an application for transferring the RC in your name - May 28th, 2015 (assuming as not mentioned by you)
    Met with an accident May 28th, 2015
    Got new RC in your name - May 29th, 2015
    Insurance transfered in your name - June 1st, 2015

    So on the date of accident the RC and insurance both are not in your name so you are not covered and cannot claim.

    Sorry for not mentioning it, I applied for transfer of RC on May 24th itself. What else should I have done to keep myself covered under insurance? I applied for insurance right after getting the RC. Isn't that the correct way to get everything transferred? and one more thing, what would be considered the date of transfer of the vehicle, the day I applied or the day I got the RC?

  2. #2
    Super Moderator PolicyWala's Avatar
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    Quote Originally Posted by sunny_chauha View Post
    Sorry for not mentioning it, I applied for transfer of RC on May 24th itself. What else should I have done to keep myself covered under insurance? I applied for insurance right after getting the RC. Isn't that the correct way to get everything transferred? and one more thing, what would be considered the date of transfer of the vehicle, the day I applied or the day I got the RC?
    You were driving the car without insurance in your name. You should drive only when you have all the paper and insurance.

  3. #3
    NewBie
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    Default bajaj-allianz-fined-rs-4-lakh-for-not-paying-insurance-claim

    Quote Originally Posted by PolicyWala View Post
    You were driving the car without insurance in your name. You should drive only when you have all the paper and insurance.
    I also believed the same after going through a number of posts on different forums but today I came across this link: http://www.hindustantimes.com/chandi...1-1265896.aspx

    The extra space in URL is intentional bcoz I'm not allowed to post links

    This article made me re-think and I thought I might confirm my doubt. This case seems very much like that of mine and the consumer forum directed the insurance company to pay the compensation.

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