Home Insurance Claim Declined

[Abbas]

What is the reason mentioned in the claim rejection letter?

As per your description, it's looks like your claim is normal wear and tear. Wear and Tear is not covered in any insurance policy.

I don’t think that excessive rain comes under wear and tear.

[Manish_Kumar]

I don’t think that excessive rain comes under wear and tear.

What is the reason mentioned in the claim rejection letter?

Abbas - Check claim rejection letter, the reason for loss should be mentioned.