Two home insurance policies - one bought by society and second one myself

[Pankaj]

Thanks Mohan and Rahul for answering my queries!
I had checked and found out that Society coverage is basis Fire and EQ only. My home insurance policy is covering the above two plus has addon like Electronic Equipment, PA, Public Liability etc coverage.

You can call both the insurer.

Rahul - So this means that I can claim from both the insurance companies for same loss.

[>take]

So this means that I can claim from both the insurance companies for same loss.

No. If you have two insurance policy covering one risk then technically both insurers share the same liability, meaning 50% each.